These 5 Mistakes in Car Insurance Can Get You in Problem

If you go out on the road without insuring your car, you will face problems every moment. You will get traffic because you do not have car insurance papers. You have to cut the invoice as fine. In addition, if you do not have car insurance, you will not receive any claim due to a car accident.

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In today's post, we will discuss the mistakes you should be aware of before claiming car insurance. So that it is not difficult to get your car insurance claim. The mistakes we usually do are - 

At a glance

1. Losing a duplicate car key

2. Losing a car from a no-parking zone

3. Engine protector and Hydrostatic lock

4. Drunk driving and Music system

5. Non-transfer of insurance (in case of the second-hand vehicle)

Losing a duplicate car key:

When you buy a car from a showroom, you will be given two new keys from the showroom. The second key you usually keep at home. The first is used in cars. A lot of times you accidentally lose the second image. Whether it's to tidy up the room or to transfer the room, you may have lost the second key somehow. In that case, the insurance company will ask you for the second key when you claim the theft of your car.

Related post: How to improve comprehensive car insurance in one lesson

And at that time you need to change the central locking system of your car. If you have not done so and then if you say that your second key has already been lost then you will be asked to submit the FIR copy of the time when the key was lost. If you do not see the copy then your claim will be rejected. So you must keep the second key of your car.

The car lost from no parking zone:

If you park your car in a no-parking zone area and your car is stolen from there, you will not receive an insurance claim.

Engine Protector:

If your car's engine oil leaks due to a minor accident in your car or any other reason and you are still driving, then you will not get a claim due to your car's engine seizure. So you have to claim as soon as the engine oil leaks. The engine should not seize.

Hydrostatic lock:

If you take a car from a place where water accumulates due to excess rain, you will not get an insurance claim if water gets into your car's engine and your car's engine gets stuck due to that. In this case, you need to use a hydrostatic lock on your engine for the safety of your car.

Drunk driving:

You will not receive an insurance claim if you drive under the influence of alcohol or if your driver drives under the influence of alcohol and your car are damaged in an accident.

Music system:

If you are driving somewhere with your car playing loud music and you have an accident, you can cancel the insurance company claim for the accident by showing the reason for driving with the music system on. So be aware of running the music system in the car.

High speed:

If you drive too fast and get into an accident, you may not be able to get an insurance claim.

Insurance paper:

You will not receive your car insurance claim if your insurance fails or if you do not transfer your insurance paper to your name when buying a car, especially a second-hand car. So you have to transfer the insurance paper in your name in time.

Even if you have your car insured for the above reasons, you may not get your car insurance.

Conclusion:

No matter which new or second-hand car you buy, if you want to get your car insurance claim, you have to pay special attention to the above mistakes. In that case, your car will be as safe as it is and you will also have the benefit of getting a car insurance claim.